We’re here to help you

That’s why, when it comes to investing, we think about the little things that make your life easier. So you can get on with building a brighter future.

Utmost Wealth Solutions

It’s unlikely you’ll have just one, simple objective for your money. But we know it’s always important to get the most out of it. That’s why our bonds are built with choice and flexibility in mind.

You Could Invest

  • FOR GROWTH
  • TO SUPPORT YOUR PENSION
  • TO PROVIDE AN INCOME
  • TO PASS WEALTH ONTO YOUR FAMILY WHILST REDUCING INHERITANCE TAX

Or you could invest for a mixture of these reasons, for example invest for income while planning to reduce the effect of
inheritance tax.

A Wealth of Difference
The positive difference we make to sustaining and passing on wealth.
Based on our combined wealth of expertise, experience, understanding, service excellence and technical support.


Utmost Products

Evolution

With Evolution, you’ll invest a lump sum, with the ability to add more later, whilst having the flexibility to choose from a range of investment options and funds.

You can

  • Take an income – you decide how much and how often, choosing a set amount monthly, quarterly, half-yearly or yearly
  • Keep your money invested – so that it can potentially
    grow in value
  • Do both – take an income while leaving some assets untouched
  • Set up a trust fund – invest for your family using a trust

Evolution Is

  • Designed for medium to long-term investment, so 5-10 years
    or longer
  • Available in pounds sterling, US dollars or euros
  • Available with a minimum investment of £15,000, US$30,000
    or €22,500

Find Out More

Product Guide  Key Features Document

More information on our products can be found inGuides and Forms

Estate Planning Bond

You invest a lump sum. Your money’s then put in trust and your chosen trustees will have the flexibility to invest in a range of investment options and funds.

It Then Provides

  • An income – you decide at the start how much and how often, choosing a set amount monthly, quarterly, half-yearly or yearly, that will be withdrawn throughout your lifetime -or until the bond value reaches zero
  • A trust fund for your family or friends – this could help reduce the effect of inheritance tax on the amount you pass on to them
  • All this means that you can plan for the future, without compromising on your current lifestyle

The Estate Planning Bond Is

  • Available in pounds sterling only
  • Available with a minimum investment of £50,000
  • Unable to be cashed in by you during your lifetime. It is designed to be encashed by your trustees or beneficiaries.

FIND OUT MORE

Product Guide  Key Features Document

More information on our products can be found in
Guides and Forms

Please bear in mind

  • Our products are designed for UK residents. Please speak to your adviser to see if our products are suitable for your needs and if you are eligible to apply.
  • Your investment can go down as well as up and you could get back less than you paid in.
  • The information above is based on our interpretation of current law and taxation. Tax rules can change and are subject to individual circumstances.

Product Availability

Our products are only available through a financial adviser. It’s likely that you’ll already have a financial adviser, who will be able to provide more information on investing and how our products can help.

If you don’t currently have a financial adviser please go the Financial Conduct Authority’s (the UK regulator for financial advisers) website to find out more on how to find one.

Find out more

Alternatively, if you would like to do a bit more reading before you get in touch with a financial adviser, you can find plenty of helpful information in Guides and Forms